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What is the 17C Diminished Value Formula in Nevada?

You get your car back, and the repairs look perfect. Then you ask the adjuster about diminished value — the money your car lost simply because it now has an accident on its record — and they email a "calculation" that comes out to something like $312.47. That number...

Your Driving Data: How Insurers Secretly Track Your Habits

So, it’s honestly wild to think about, but if your insurer already knows how hard you braked last night, where you stopped for coffee, and that you tapped your phone at a red light—wouldn’t you want to see the file they built on you? You’re in the right place. Today,...

The Psychology of Road Rage Accident

Can you survive a road rage attack financially? Here's the challenge most Nevada drivers face: You assume the other person's insurance will cover you when they snap and cause a crash. But many liability policies include exclusions for intentional acts, and insurers...

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